" In the process of his work, Rowland [of TMS] undertook a comprehensive audit and analysis of our payments data. In so doing, he learned that we were entitled to a large refund for fees not expressly authorized under our contract. It took someone with not only a detailed knowledge of merchant banking, but also a thorough understanding of the complex pricing structure of credit and debit card payments, overlaid onto a reasonable understanding of contract law, to determine we were entitled to a refund. Rowland then led the discussions to secure the refund and negotiated a favorable Merchant Bankcard Processing Agreement with another provider."

" TMS engaged Mr. Rowland Hoskins of Transaction Management Systems ("TMS") to review the fees associated with our Merchant Account Services, based on the testimony of several persuasive recommendations by other CFO's in the industry that Mr. Hoskins and TMS were able to work with that company's then current bank and lower the fees associated with Bank Merchant Services.

... the savings from these changes resulted in a savings of nearly 27 percent in fees ...

And this result is strictly the result of Mr. Rowland Hoskins work-ethic, attention to detail, knowledge and professionalism. I highly recommend him to anyone who is looking for an expert in Merchant Services and whom desires a true and loyal business partner."

"This was important to us because we have a long-term relationship with our existing payment provider – and had no interest in changing providers. TMS was responsible for the execution and implementation of all aspects related to the project – meaning whether it worked out or not, FTC didn't have any significant time or human resource costs tied up in the project. If TMS failed to deliver on their claims – the project cost FTC nothing. On the other hand, if they succeeded in delivering cost savings – the project would be net-cash-flow positive to FTC from day one."

" As a result of TMS implementing its proprietary revenue improvement model for us, CableAmerica has been able to cut its total expenses for processing customers' credit and debit card payments by more than 57% ... without CableAmerica having to make any changes whatsoever at our end. We have kept exactly the same merchant account provider we already had, and made no software or I.T. changes, and no changes to how or where our funds flow. TMS met or exceeded every cost savings target – and the outcome on every front was exactly what they described from the start. I wish every project were this easy – with these results. "

" The net bottom-line result is that we are now operating with exactly the same services, from exactly the same provider, under slightly more favorable contract language – and all at an annual cost savings of 58%. As originally promised, our up-front and out-of-pocket costs for implementing these cost savings was zero – as TMS's fee is, in fact, paid over time entirely out of the net savings they delivered. "

" We recently engaged the consulting firm Transaction Management Systems ("TMS") for the purpose of improving cost efficiencies and lowering out-of-pocket costs for electronic payment processing activities. TMS successfully reduced Arvig's monthly payment processing fees by 23.10%. "

" TMS reviewed and analyzed our payment processing activities for the purpose of seeking to improve our cost efficiencies on that front. Rainier Connect paid no up-front fees of any kind to TMS for these initial services. They targeted an amount equivalent to roughly 40% in net savings on our monthly payment processing fees. We are certainly pleased with their results. "

" Previously, we were paying our payment provider 5-figures-a-month in fees to process our customers' electronic payments. However, after TMS completed its work (which took about 4-6 weeks), we now pay less than half that amount in monthly fees -- to exactly the same provider, for exactly the same services. "